Version-1 (Nov-Dec 2017)
- Citation
- Abstract
- Reference
- Full PDF
Abstract: The main purpose of this paper is to present a comprehensive framework and model as a basis for measuring bank's performance and to draw a strategic map for senior managers and executives to enhance the overall bank's performance through identifying the most significant factors that may affect bank's performance. By combining qualitative and quantitative measures in a comprehensive report, this research is introducing a new integrated model called RESCO which rely on four main pillars: Risk Management, Efficiency, Corporate Governance and Financial stability in addition to open controllable variables which may represents other factors such as political risk, country risk…etc................
[1]. Ahsan M. Kamrul.(2016). Measuring Financial Performance Based on CAMEL: A Study on Selected Islamic Banks in Bangladesh Asian Business Review. Vol.6. No.1 ,Issue#13
[2]. Aloush ,K.(2012).Concepts and Importance of Models. colleague of education for human sciences ,UOB Accessed online at: http://www.uobabylon.edu.iq/uobcoleges/lecture.aspx?fid=10&lcid=30135
[3]. Al-Tamimi, H. A. H. (2002). Risk management practices: an empirical analysis of the UAE commercial banks. Finance India, 16(3), 1045.
[4]. Ahmad, S., & Rahim Abdul Rahman, A. (2012). The efficiency of Islamic and conventional commercial banksin Malaysia. International Journal of Islamic and Middle Eastern Finance and Management, 5(3), 241-263.
[5]. Al-Tamimi, H. and Al-Mazrooei M. (2007 )Banks' Risk Management: A Comparison Study of UAE National and Foreign Banks‖, The Journal of Risk Finance, Vol. 8 No.4, pp. 394-409.
- Citation
- Abstract
- Reference
- Full PDF
Paper Type | : | Research Paper |
Title | : | Ecomics of Sheduled Tribe in Ananthapur District – An Analysis |
Country | : | India |
Authors | : | M. Balaram Naik |
: | 10.9790/5933-0806012028 |
Abstract: Tribal population is the aboriginal inhabitants of India who have been living a life based on the natural environment and have cultural patterns congenial to their physical and social environment. The Concerted efforts for the development of these groups by the Central and State Governments have had only marginal impacts on their socio-economic conditions in spite of the various welfare measures and constitutional protection. The Constitution of India has provided many privileges to the scheduled tribes considering their complex problems in terms of geographical isolation, socio-economic backwardness, distinctive culture, poor infrastructure facilities, language and religion, exploitation by various groups. Tribal population is the aboriginal inhabitants of India who have been living a life based on the natural environment and have cultural patterns congenial to their physical and social...............
[1] The tribal situation in India: K Suresh Singh: Indian institute of advanced study Rastrapati Bhavan, Shimla:2002
[2] Tribal health in India: Salibalu Manak Publications Pvt. Ltd. 1994:isbn 80-85-56-7
[3] Tribal costumes, law and justices :A teleological study of the Adis: Manjusree Panthak: Mittal Publications; New Delhi 2005: ISBN:81-7099-992-8
[4] Socio- economic adjustment of Tribal's : A case study of Tripura Jhumias: Bani Prasanna Mishra : Peoples Publishing House, New Delhi:1976
[5] The tribal and culture of the North West ran India : W. Crooke. VOL. II.: COSMO Publications, New Delhi:1974: ISBN:.33 -6004168.
- Citation
- Abstract
- Reference
- Full PDF
Paper Type | : | Research Paper |
Title | : | Role of Information Technology in Banking Sector in India |
Country | : | India |
Authors | : | Reetika Sharma |
: | 10.9790/5933-0806012935 |
Abstract: Headway and Information advancement has pulled in various remote banks to India, thusly opening up new markets, new things and compelling movement channels for the sparing cash industry. In the change of Indian Economy, Banking division has a basic and noteworthy impact. With the use of development there had been an extension in passage, productivity and capability. It has extended the cost ampleness and also has helped in making little regard trades sensible. It also overhauls choices, makes new markets, and improves benefit and capability. It has been seen that budgetary markets have changed into a buyer's business parts in India. Business Banks in India are right now transforming into a one-stop Supermarket. The focus is moving from mass keeping cash to class dealing................
Keywords: ATMs, Commercial Banks, E - banking, Internet Banking, Information Technology, Liberalization, Mobile Banking, Telebanking.
[1]. Dhingra Sanjay, (2011), Measuring IT Effectiveness in Banks of India for Sustainable Development, BVICAM's, International Journal of Information Technology, 347-350.
[2]. www.banknetindia.com/special/itbanking.htm., Accessed on 10th June 2013.
[3]. www.britannica.com/bps, Accessed on 18th June 2013
[4]. www.findarticles.com, Accessed on 10th July 2013.
[5]. www.highbeam.com. , Accessed on 12th July 2013.
- Citation
- Abstract
- Reference
- Full PDF
Abstract: This study examined the causality between agricultural exports and GDP in Tanzania. It employed secondary time series data from 1980 to 2010. The study found evidence in support of a long-run relationship between agricultural exports. Moreover, there is an evidence that agricultural exports Granger-cause GDP growth but not the other way round. Considering the relationship between the two macro-economic variables, the promotion of agricultural exports can be used as a tool to promote economic growth and development in Tanzania. Currently, agriculture sector is constrained by factors, such as poor mechanization, non-tariff barriers, poor infrastructure, poor productive capacity and lack of proper policies to promote agricultural exports. Tanzania can further improve its agricultural exports by improving them, and addressing the problems related to supply side factors, including productive capacities in order to foster robust economic growth and development in the country................
Keywords:Agricultural Exports, GDP, Economic Growth, Granger-causality, Tanzania[1]. Hernandez, A.R. (2011). Can Asians Sustain an Export-led Growth strategy in the Aftermath of the Global Crisis? An Empirical Exploration: available online [http://www.adbi.org/workingpaper/2011/12/02/4823.asia.sustain.export.growth.after.global.crisis/.] Retrieved April Saturday, 2012.
[2]. Dreger, C. (2011). A further examination of the export-led. Oder: European University Viadrina Frankfurt.
[3]. UNCTAD. (2005). Handbook of Statistics. Geneva: United Nations.
[4]. Herzer, D. and Boriss, S. (2007). "Export-led growth hypothesis: Evidence for Chile" Applied Economics Letters, 13: 319 – 324.
[5]. Krueger, A. (1985). The experience and lessons of Asia super exporters. In Corbo, V., Krueger, A.O. and Ossa, F.(eds). Eport-oriented development strategies: The Successof Five Newly Industrialized ..
- Citation
- Abstract
- Reference
- Full PDF
Paper Type | : | Research Paper |
Title | : | A Study on the Swot Analysis and Marketing Strategies of Milma |
Country | : | India |
Authors | : | Mr. aneesh kumar k k |
: | 10.9790/5933-0806015053 |
Abstract: SWOT analysis is a study undertaken by an organization to identify its internal strengths and weaknesses, as well as its external opportunities and threats. What makes SWOT particularly powerful is that, with a little thought, it can help you uncover opportunities that you are well-placed to exploit. And by understanding the weaknesses of your business, you can manage and eliminate threats that would otherwise catch you unawares. More than this, by looking at yourself and your competitors using the SWOT framework, you can start to craft a strategy that helps you distinguish yourself from your competitors, so that you can compete successfully in your market. Marketing strategy is a plan of action designed to promote and sell a product. The SWOT analysis provides..............
Key Words: - SWOT analysis framework, Matrix, Internal analysis, Milk producers, MILMA[1] https://en.wikipedia.org
[2] http://www.malabarmilma.com/
[3] https://en.wikipedia.org/wiki/Amul
[4] http://www.amul.com/m/about-us
[5] Agarwal, R., Grassl, W. , and Pahl, J. (2012). Meta - SWOT: introducing a new strategic planning tool. Journal of Business Strategy
- Citation
- Abstract
- Reference
- Full PDF
Abstract: The main objective of this study is to show how the Merton Model approach can be used to estimate the default probabilities of selected BIST100companies. The inputs of the Merton model include stock returns volatility, the company's total debt, the risk-free interest rate andthe time. They are all known or computable parameters. Instead of the risk-free rate, one-year treasury constant maturity rate obtained from TUIK was used. In addition, distance to default and expected default frequencies of these companies are calculated and their correlation with total debt are examined.
Key words: Merton Model, Black& Scholes, Default probability.[1]. Altman, E. I. (1968). Financial ratios, discriminant analysis and the prediction of corporate bankruptcy. The journal of finance, 23(4), 589-609.
[2]. Beaver, W. H. (1966). Financial ratios as predictors of failure. Journal of accounting research, 71-111.
[3]. Boritz, J. E., Kennedy, D. B., & Sun, J. Y. (2007). Predicting business failures in Canada. Accounting Perspectives, 6(2), 141-165.95-308. [4]. Black, F., & Scholes, M. (1973). The pricing of options and corporate liabilities. Journal of political economy, 81(3), 637-654.
[5]. Cathcart, L., & El-Jahel, L. (1998). Valuation of defaultable bonds. The Journal of Fixed Income, 8(1), 65-78.
- Citation
- Abstract
- Reference
- Full PDF
Abstract: Accounting-basedfinancial ratios Return-on-Assets (ROA) and Return-on-Equity (ROE) are among the most widely used indicators by investors, creditors and managers in order to evaluate firms' managerial performance. This study aims to investigate the determinants of firms' financial performance indicators (ROA, ROE) by using financial ratios of selected 51 firms quoted at Istanbul Stock Exchange (BIST) over a ten years period from 2006 to 2015. Based on the findings of this paper, there is a significant and negative relationship betweenROA and Price-to-Earnings (PE) ratio. Also, Earnings per Share (EPS) and Dividend Yield (DY) are significantly and positively assosicatedwith ROA, while there is no significant relationship between ROA and Price to Book (PB). On the other hand, there is significant and negative relationship between ROE and EPS. Finally, it is determined that EPS, PB and DY are significantly and positively related with ROE
Keywords: Dividend payout, price to earnings, return on asset, return on equity, firm performance.
[1]. Al-Matari, E. M., Al-Swidi, A. K., & Fadzil, F. H. B. (2014). The measurements of firm performance's dimensions. Asian Journal of Finance & Accounting, 6(1), 24-49.
[2]. Ali, A., Sharif, I., & Jan, F. A. (2015). Effect of Dividend Policy on Stock Prices. Journal of Management Info, 6(1), 55-85.
[3]. Al-Hasan, M. A., Asaduzzaman, M., & Karim, R. A. (2013). The effect of dividend policy on share price: An evaluative study. IOSR Journal of Economics and Finance, 1(4), 6-11.
[4]. Asiri, B. K., & Hameed, S. A. (2014). Financial Ratios and Firm's Value in the Bahrain Bourse. Research Journal of Finance and Accounting, 5(7) 1-10.
[5]. Batchimeg, Bayaraa (2017). Financial Performance Determinants of Organizations:The Case of Mongolian Companies.Journal of Competitiveness, 9(3), 22-33..
- Citation
- Abstract
- Reference
- Full PDF
Abstract: This research aims to determine the influence of Corporate Tax Payer noncompliance on Income Tax Receipts in the Small Taxpayer Office Kolaka. This research used primary data by distributing questionnaires to tax payers who did Reporting SPT on the Small Taxpayer Office Kolaka. Samples of this study were determined by Accidental sampling techniques and using Slovin formula, because the population is tool argeor the respondent. Questionnaires were distributed as much as 44 questionnaires, and the questionnaires were returned by 44 questionnaire. Data analysis method used is simple linear regression analysis using IBM SPSS statistical tools 20. The results showed that, Corporate Tax payer's non compliance has negatively and not significant influence to Income Tax Receipts.
Keywords: Taxpayer Noncompliance, Income Tax Revenue
[1] Agoes, Sukrisno and Estralita Trisnawati. "Accounting Taxation", Salemba Four, Issue 2
[2] Revision, Jakarta, 2010.
[3] Effendy, Tommy Solar. Tax & accounting Rivew: Factors Affecting Non Tax Compliance in Paying Value Added Tax, Vol. 1, No. 1, 2013: 2-3.
[4] Ghozali, Imam, 2006. Equation of Structural Model, Publisher Agency of Diponegoro University. Semarang
[5] Hidayat, Widy. Journal of Accounting and Finance: Empirical Studies Theory of Planned Behaviors and the Influence of Moral Obligations on the Behavior of Non-Taxpayer Individual Taxpayer, Vol. 12, No. 2, November 2010: 85-87..
- Citation
- Abstract
- Reference
- Full PDF
Abstract: The establishment of Constituency Development Fund (CDF) is in line with the government's efforts to bring development closer to the people by ensuring that the community is involved in the decision-making processes and in the actual implementation of development projects at the community level. This study sought to establish the influence of Monitoring and Evaluation Procedures in the Performance of CDF Funded Dispensary Projects in Kenya.The study adopteddescriptive research designand the target population was 122 respondents drawn from 12 health projects, the CDF Funds Account Manager, Sub-county health officer and the management committee's members. A sample of 50 respondents was taken but only 44 respondents returned the questionnaires. Data was analyzed............
Keywords: (CDF Funded Projects, Constituency Development Fund, Financial Performance, Monitoring and Evaluation)
[1] Adan, I. H. (2012). Influence of Stakeholders Role on Performance of Constituencies Development Fund Projects a Case of Isiolo North Constituency, Kenya. Unpublished Masters in Project Planning and Management, University of Nairobi, Nairobi.
[2] Bagaka, O. (2010). An Institutionalized View on the Creation of the Constituency Development Fund in Kenya. Kenya.
[3] Barr, S. (2015). 7 Essential Project Performance Measures. Project Performance Measures.
[4] Carmines, E.& Zeller, R. (1991). Reliability and Validity Assessment. Sage University Papers on Quantitative Applications in the Social Sciences. 07-001. Beverly Hills and London, UK: Sage Publications.
[5] Cox, G. W. & McCubbins, M. D. (1986). Electoral Politics as a Redistributive Game. The Journal of Politics, 48(2), 370-389.
- Citation
- Abstract
- Reference
- Full PDF
Paper Type | : | Research Paper |
Title | : | Entrepreneurship Development in India: Role of Foreign Direct Investment and Economic Growth |
Country | : | India |
Authors | : | Dr Sandeep Bansal |
: | 10.9790/5933-0806018389 |
Abstract: When it comes to boosting the economy, creating jobs, and improving living conditions in rural areas, nothing is more essential than encouraging the growth of India's entrepreneurial spirit. Entrepreneurs and small business owners may believe they are helping themselves and their families by creating jobs and expanding their operations, but in reality they are benefiting their entire communities, states, and regions. Wealth generation and sharing, job creation, balanced regional development, GDP and per capita income, living standards, exports and community development are seven significant responsibilities that entrepreneurs play in the country's economic development. In a free market economy, entrepreneurs play a key role. For the simple reason that business owners ignite and fuel the economy. All across the world, governments that foster an entrepreneurial spirit have the most economic success......
Keywords: MSME, Error Correction Model, FDI, GDP
[1]. Sarkar S (2014) International Journal of Finance and Policy Analysis. London: Universal Publishers.
[2]. Smallbone, D., & Welter, F. (2001). The role of government in SME development in transition economies. International Small Business Journal, 19 (4), pp 63-77.
[3]. Nude, W. (2008). Entrepreneurship in economic development (No. 2008/20). Research Paper, UNU-WIDER, United Nations University (UNU).
[4]. Agosin, M. R., & Machado, R. (2005). Foreign investment in developing countries: does it crowd in domestic investment?.Oxford Development Studies,33(2), pp 149-162.
[5]. Ministry of Finance. (2013). The inter-ministerial committee for boosting exports from the MSME sector. Retrieved from http://dgft.gov. in/exim/2000/imc- EXPORT-sme.pdf on 10 July 2014.